We have curated a number of resources for the COVID-19 crisis. This is a fast moving situation and we are trying to provide the information as quickly as possible. Below is some information that we think might be helpful. It’s not meant to be a complete list, or the most up to date list, but rather a resource for you to use as the COVID-19 situation evolves.

Travelers is extending billing relief for personal and commercial clients
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Back-to-work tips on what your boss can and cant make you do – WSJ – April 27, 2020
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Chubb CEO Evan Greenberg comments on legislation forcing insurers to pay COVID business income claims
Watch the video

CNA announces the vacancy provisions will not apply to vacant buildings resulting from COVID-19
Read the announcement

California amends workers compensation law to reflect several positive changes for employers
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Guardian makes their EAP program available to all employers with less than 500 employees
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Notice required for Ancillary Coverage Termination for former employees
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COVID-19: Stay-at-Home Auto Premium Credit Program from Travelers
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Berkley One issues auto premium payback for clients during COVID-19 pandemic
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Chubb Announces premium credit for US auto Policyholders
to reflect changing driving habits due to the COVID-19 Pandemic.
Read the press release

Chubb Announces Small Business Support Program
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Governor Cuomo signed an executive order to extend grace periods and gives policyholders other rights under certain property/casualty, life, annuity and health insurance if you are an individual or small business and can demonstrate financial hardship as a result of the novel coronavirus pandemic.
Read the announcement

Billing Relief from Travelers
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Hanover Provides Billing Relief for its policyholders
We understand many of your customers are worried about finances and employment. In this unprecedented time, and always, our team is prepared to help with billing and payment questions. As a first step, proactively we have placed a 60-day hold on all cancellations for non-payment for all customers through June 1, 2020, unless a later date is required by a specific state. During this time, we will continue to send bills, but we will not cancel for non-payment and late fees will not be assessed.

If you believe that one of your customers will need this assistance, please have them reach out to our billing team as soon as possible at 800-922-8427. Throughout this pandemic, we will work to understand your customers’ circumstances and determine what solutions might be viable. You may contact us at for PL accounts or for CL accounts.

Marsh Berry Executive Gerard Vecchio interviews David Paul
David Paul, principal at ALIRT Insurance Research on what happens if carriers start to assume risks that may (or may not) be originally intended in their policies and/or delay premium payment for some period of time.
Watch the video

All employers with less than 500 employees must provide this notification to their employees.
Because laws have required many worksites to close, DOL will allow email notifications to employees.
Download the notice

WSJ Opinion Article: Politicians Target Insurance Contracts
Lawmakers want them to pay out even when coverage doesn’t apply:
Read the article

Federal Emergency Management Agency has extended the 30-day grace period to 120 days.
This applies for receipt of the renewal payment (or underpayment) after a National Flood Insurance Program policy’s expiration date. This is applicable to NFIP policies that have expiration dates (or underpayment notices) between Feb. 13, 2020, and June 15, 2020.
Read the full notice

Department of Labor (“DOL”) has issued a Bulletin to clarify and address the Families First Coronavirus Response Act (the “FFCRA”):
Learn more

New York Times Article: Coronavirus impact on premiums:
Read the article

Many employers are being forced to terminate, lay-off and/or reduce hours for employees.
While this brings up a host of employment law issues that should be discussed with counsel, it also brings up various issues related to employers’ benefit programs.
Read the guidance

FAQ about Covid-19 from United Healthcare.
Read the FAQ

Special Rules about eligibility from Oxford/UHC for Furloughed employees.
Read the rules

Gov Cuomo passed legislation protecting employees jobs and providing sick pay leave.

Anderson Kill is a leading law firm giving advice to policyholders.
Here is a link to their site listing all their articles about insurance coverage and COVID-19.