Personal
Protecting the
You have worked hard for your success. Make sure you have the protection you need to replace the things you have purchased, built, or inherited over the years.
At Hiram Cohen & Son, we will work with you to develop a comprehensive protection plan, so that if something happens, you'll get your life back.
We Cover all these, and more
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Home
Covers your dwelling, other structures on your personal property, and pays for a lawyer to defend a covered family member if you're sued and pay a judgement against you
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Auto
Covers your car or truck, whether it's new or vintage, and covers you if you injure someone else while driving
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Watercraft
Covers you, your crew, and your boat or yacht, in the harbor or out at sea
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Valuables
Covers your jewelry, fine art, wine, silver and other valuable collections
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Identity Theft
Covers the cost of restoring your identity and repairing your credit
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Excess Liability
Covers you for judgment against you that are higher than your other liability limits on your home or auto
Some of our personal coverage success stories
Our clients
are like
family to us.
With the right homeowner's insurance policy, you can:
We want you to be comfortable if some-
thing happens to
your home.
Receive the full replacement cost of the home, whether you rebuild it or repair it
Live comfortably, even if your home is unlivable — whether that's in a premium hotel or a similar house in your neighborhood and school district
Choose the contractors or vendors you want to use or pick from a preferred vendor list that's been vetted by the insurer for quality and consistency
Replace all the details that made your house a home, like upgraded appliances and custom cabinets
If a wildfire comes close to your home, Wildfire Defense Services will keep your home safe from damage with fire-retardant gel.
If your car is in an accident, you can choose the repair shop you want and your replacement parts will be OEM parts, because they are the only ones designed to work with your car's advanced safety systems.