Personal

Protecting the
things you
have worked
hard to attain

You have worked hard for your success. Make sure you have the protection you need to replace the things you have purchased, built, or inherited over the years.

At Hiram Cohen & Son, we will work with you to develop a comprehensive protection plan, so that if something happens, you'll get your life back.

We Cover all these, and more
  • Home

    Covers your dwelling, other structures on your personal property, and pays for a lawyer to defend a covered family member if you're sued and pay a judgement against you

  • Auto

    Covers your car or truck, whether it's new or vintage, and covers you if you injure someone else while driving

  • Watercraft

    Covers you, your crew, and your boat or yacht, in the harbor or out at sea

  • Valuables

    Covers your jewelry, fine art, wine, silver and other valuable collections

  • Identity Theft

    Covers the cost of restoring your identity and repairing your credit

  • Excess Liability

    Covers you for judgment against you that are higher than your other liability limits on your home or auto

Some of our personal coverage success stories
  • Case Study

    Personal Coverage

    Bursting pipes did not ruin this family’s summer.

    View Case Study
  • Case Study

    Personal Coverage

    Watch where you point that mirror!

    View Case Study
  • Selected Content

    Personal Coverage

    Chubb Property Manager for your secondary home

    View Article

Our clients
are like
family to us.

With the right homeowner's insurance policy, you can:

We want you to be comfortable if some-
thing happens to
your home.

Receive the full replacement cost of the home, whether you rebuild it or repair it

Live comfortably, even if your home is unlivable — whether that's in a premium hotel or a similar house in your neighborhood and school district

Choose the contractors or vendors you want to use or pick from a preferred vendor list that's been vetted by the insurer for quality and consistency

Replace all the details that made your house a home, like upgraded appliances and custom cabinets

If a wildfire comes close to your home, Wildfire Defense Services will keep your home safe from damage with fire-retardant gel.

If your car is in an accident, you can choose the repair shop you want and your replacement parts will be OEM parts, because they are the only ones designed to work with your car's advanced safety systems.

Featured Resources

View All
  • Useful Link

    Health Compliance

    Compliance and health reform education center

    View Resource
  • Selected Content

    Personal Coverage

    IRS sets 2018 Health Savings Accounts limits

    View Article
  • Case Study

    Employee Benefits Coverage

    Why every firm needs Employee Benefits Liability…

    View Case Study